We offer a range of Finance Options (in conjunction with V12 Retail Finance), including 0% APR interest free and low interest loans, on our musical instruments & recording equipment*. This includes loans on guitars, pianos, drum kits, DJ gear and many more instruments. Loans can be taken out over 9 to 36 months and are very easy to apply for.

So whether you are looking for a guitar, keyboard, piano, drum kit or the latest music technology, we have a finance option for you!

Dawsons Music Finance (in conjunction with V12 Retail Finance)

We offer two options, one is interest free and another at low interest rates.

£250 £15,000 9 months N/A 0% APR
£250 £15,000 12 months N/A 0% APR
£250 £15,000 24 months N/A 9.9% APR
£250 £15,000 36 months N/A 9.9% APR
  • Option 1 - 0% APR Interest over 9 or 12 months
  • Option 2 - 9.9% APR Interest over 24 or 36 months

Both options may be used to purchase any musical instruments or equipment whose total value is £250 or more. This may be a single item purchase or a combination of items.

Example of 0.00% APR Representative Payment Schedule over 12 months:

Purchase Price £749.00
Deposit to Pay £0.00
12 Monthly Payments £62.38
Amount of Credit £749.00
Total Repayable £749.00
Duration of Agreement 12 Mths
Rate of Interest (Fixed) 0.00 %
0.00 % APR Representative  


Loans are available from £250 to £15,000 and the balance is to be paid over 9 to 36 monthly instalments. Loans are provided in conjunction with our finance partner, V12 Retail Finance.

You can apply in store or online for an instant decision. To apply online, add item(s) to your shopping basket, then  'Proceed to Checkout'. On the 'Payment Information' screen you will be able to pay by finance, provided your order is £250 or more.
For in-store applications: Simply visit any of our stores and ask a member of staff. The application process takes no more than a few minutes and, if approved, you can take your purchase away with you there and then.

Finance is subject to status and you must fulfil the following criteria:

  • Be 18 years old. If you are under 18, your parent or guardian can apply for finance on your behalf.
  • Be a permanent UK resident
  • Hold a bank or building society account capable of handling direct debit payments.
  • The minimum value of the product(s) must be over £250.

Unfortunately, we are unable to accept applications from people who are unemployed and in receipt of state benefits.

Finance arranged by Dawsons Music Ltd. Finance is subject to status. Terms & Conditions apply. Written quotations available on request. 

Dawsons Music is registered in England and Wales, Company Number 182088. Registered office: Dawsons Music Ltd, Sterling House, 810 Mandarin Court, Warrington, WA1 1GG.

Dawsons Music Ltd acts as a credit broker and not the lender and offers the above finance in conjunction with Secure Trust Bank Plc trading as V12 Retail Finance.

Dawsons Music is authorised and regulated by the Financial Conduct Authority. Our registration number is 722928.